Truck Financing

Nor Cal Truck Sales is your complete source for Used Truck & Trailer financial services. We work through our network of partners to offer financing solutions for Fleets, Owner Operators and First Time Buyers. Our Financing department will work with you to find the best options to meet your needs.

Loan and Finance Agreements

We offer terms up to 48 months on used models. Up to 60 month terms on medium duty models and some vocational applications.

TRAC (Terminal Residual Adjustment Clause/Open-end Lease)

TRAC leases offer generally lower monthly payments than basic finance options as well as a generally lower initial out-of-pocket expense. There are no mileage restrictions. TRAC leases can offer tax advantages, so be sure to consult with your accountant for specifics.

Fair Market Value Lease (FMV/Closed-end or walk-away lease)

FMV leasing allows you to complete the terms of your lease with no further obligations; however, some mileage restrictions and maintenance charges may apply. FMV leases can offer tax advantages, so be sure to consult with your accountant for specifies.

Loan Payment Estimator